Which is better, NIACL AO or RBI Assistant?

NIACL AO and RBI Assistant can open doors to the most sought-after job opportunities for aspirants. Both offer high salaries and good career growth. Aspirants preparing for both exams have a tough time choosing one of them. So, let’s make a comparison keeping in mind the interests of aspirants.

NIACL AO Vs RBI Assistant: Overview

It is very important to understand the comparison table for NIACL AO and RBI Assistant.

Exam NIACL AO RBI Assistant
Conducting Body New India Assurance Company Limited Reserve Bank of India
Selection Process 2 stages

1.     Prelims and

2.     Mains

2 stages

1.     Prelims and

2.     Mains

Posts Scale-I

●        NIACL AO Generalist

●        NIACL AO Specialist

 

RBI Assistant (Clerical)
Official Website https://www.newindia.co.in/

 

Reserve Bank of India (rbi.org.in)

NIACL AO Vs RBI Assistant: Exam Pattern

NIACL AO Exam Pattern: Prelims 2021

Subjects Marks Time Medium
Reasoning 35 20 minutes English and Hindi
English Language 30 20 minutes English
Quantitative Aptitude 35 20 minutes English and Hindi
Total 100 60 minutes

NIACL AO Exam Pattern: Mains 2021

Subjects Marks Time Medium
Reasoning 50 120 minutes English and Hindi
English Language 50 English
Quantitative Aptitude 50 English and Hindi
General Awareness 50 English
Total 200

RBI Assistant: Exam Pattern

RBI Assistant Exam Pattern: Prelims 2021

Subjects Marks Time Medium
Reasoning Ability 35 20 minutes English and Hindi
English Language 30 20 minutes English
Numerical Ability 35 20 minutes English and Hindi
Total 100 60 minutes

RBI Assistant Exam Pattern: Mains 2021

Subjects Marks Time Medium
Reasoning Ability 40 135 minutes English and Hindi
English Language 40 English
Quantitative Aptitude 40 English and Hindi
General Awareness 40 English
Computer Knowledge 40 English
Total 200

Main differences between NIACL AO and RBI Assistant

Basis of Differences NIACL AO RBI Assistant

 

Salary Structure The basic pay is INR 32,795/ per month. The basic pay is INR  14650/- per month.
Educational Qualification Graduation or any equivalent degree Graduation or any equivalent degree
Age Limit 21 to 30 years (General Category). 21 to 30 years (General Category).
Age Relaxation 3 years relaxation for reserved category aspirants. 5 years relaxation for SC/ST category aspirants. And 3 years relaxation for OBC category aspirants
Bond A minimum 4 years bond including probation period A minimum 2 years bond
Career Growth After 5 years, employees get promotion in NIACL After 3 years, employees get promotion in NIACL
Work Culture Work pressure is less if compared with RBI Assistant Work pressure is high
Transfer Policy Transfer happens after every 3 to 5 years Transfer happens after every 2 to 3 years

From the above comparison between NIACL AO and RBI Assistant, it is clear that both jobs have pros and cons. But we can assume that NIACL AO is better than RBI Assistant as it is Officer Cadre post. RBI Assistant is a clerk-level post. Perks and opportunities are more in NIACL AO as compared to RBI Assistant. Nevertheless, aspirants can prepare for these two exams from BYJU’S Exam Prep. It will help aspirants to clear both the exams in one go.

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